If you're facing the potential of applying for Social Security Disability benefits, it's important that you understand what's ahead. There is a lot of misinformation out there about the process and the expectations, so in addition to talking with a Social Security Disability attorney about your case, you should be able to see through some of the myths. Here's a look at some facts that you should know before you apply for benefits.
You Could Get Approved the First Time You Apply
One of the most mainstream misconceptions about Social Security Disability benefits is that everyone is denied the first time that they apply. Don't hesitate to apply out of fear of a drawn-out appeals process. Approximately a third of all disability applications are approved the first time they're reviewed, so if you take your time to build a comprehensive, well-supported application, you've got a much better chance of an approval the first time. Consider including things like doctor's prognosis, medical record copies and anything else you anticipate they may ask about.
A Physician's Letter is Beneficial
Including a personal letter from your physician about your condition is a great way to support your case, but it isn't going to guarantee you approval. Some people mistakenly believe that obtaining this letter will automatically fast-track their application, and this isn't the case. If you have a letter from your doctor to help support your application, though, it could serve to answer many questions for the review board before they even ask them.
Talk with your doctor about drafting a letter that includes detailed information about your care. For example, it should include information about your doctor's general observations during the consultation appointment, any response you've had to the current treatment plan, and your doctor's expectations for your recovery. The more supporting information your doctor can provide about why you shouldn't be working, the better off your application is likely to be.
You Can Still Earn an Income
Many people are under the mistaken impression that they cannot work at all if they are receiving disability benefits. This can lead to tight household budgets and some trouble making ends meet in some cases. The truth is, the Social Security Administration permits disability recipients a specified level of earnings every month without interrupting their benefits. As long as you're earning less than that maximum, which can change from year to year, you won't sacrifice your benefits.
As you can see, obtaining Social Security Disability benefits doesn't have to be as complicated as some people may make it seem. With the information here and the support of a skilled disability attorney, you've got a better chance of a successful application. Reach out to a firm like R.J. Marzella & Associates, P.C. for more advice.
Share18 September 2015
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