Were you recently involved in an accident while riding as a passenger using a ride share service? This can leave you wondering what you should do, especially if you were injured in the accident. Here is what you need to know about this unique legal situation when you have injuries to deal with.
Get Medical Care And Treatment Right Away
Your first priority after an accident should be to get medical attention for your injuries. If your injuries are serious enough to justify a personal injury lawsuit, then your medical history should reflect that. Go to the doctor and get yourself checked out so that any injury is documented soon after the crash.
Know Who You Deal With For Your Settlement
You should know that, much like any other accident, the majority of your communication will be with an insurance company rather than the ride share company or the driver. These ride share companies are prepared for these types of accidents and have likely purchased insurance to cover their drivers and passengers in these exact situations.
Know You Can Use Your Own PIP Insurance
If you have your own car insurance, know that it is possible to use your own personal injury protection insurance (PIP) to help pay for your immediate medical bills following the accident. Even though you were not driving your vehicle and you were the passenger, you can use your insurance because that is why you have it. If you do not have your own car insurance policy, you'll have to file a PIP form with the ride share company. The nice thing about the PIP coverage provided by the ride share company is that it may have a better deductible policy than your own car insurance policy.
Know About A Responsible Driver's Lack Of Insurance
If the ride share driver was responsible for the accident, then all your medical bills are going to be through one insurance provider. If another vehicle was responsible for the crash, then you will be using their insurance provider to make your initial claim. If that driver does not hold enough insurance to cover your injuries, then you will use the ride share insurance provider to help cover the difference. Even though the ride share driver is not the one who was responsible for causing the accident, their insurance is designed to help pay for their passengers' medical expenses that are not covered by the at-fault driver.
Contact a Lyft accident attorney near you to learn more.
Share14 October 2021
Defective products are produced and sold to consumers all of the time. Unfortunately, some of these defective products cause consumers injuries when they malfunction. So, what can you do if a defective product causes you or someone that you love some kind of injury? This blog will show you how the legal system works to protect consumers from instances such as this. You will find out about personal injury lawsuits and what it takes to file and proceed with a lawsuit to hold the company that manufactured that defective product responsible for the role that they played in the pain that has been experienced.