If you live in a no-fault state, that means that your insurance providers are obligated to cover your medical expenses or (pain and suffering with full tort) regardless of who was at fault during your car accident. When this is the case, it allows the affected party to get help from their own insurance provider regardless of whether they were at fault or not for the accident and it might also mean you won't have to deal with the other party's insurance company to get help. But while this all might sound good to you, there are a variety of reasons why you might want to hire an attorney even if you are only dealing with your own insurance company. Here's how a no-fault insurance attorney can help you with your situation.
Your Insurance Company is Not Your Friend No Matter What They Say
Your insurance company likely uses language in its marketing materials that makes it look like they will be there for you when you need them. But you also need to understand that an insurance company is a business that is always looking out for its own bottom line. This means they have a conflict of interest that could affect your case. A payout to you is seen as an expense by the insurer and they will likely do what they can to minimize that payout if you give them an opening to do so. Hiring an attorney gives you an advocate who will be on your side from start to finish of this process.
An Attorney Can Help You Gather Evidence and Ensure You Don't Make a Mistake That Gives the Insurer an Excuse to Stiff You or Limit Your Payout
When you call your own insurance company in a no-fault case, the agent may seem friendly and like they want to help. But if you say the wrong thing or you don't provide enough evidence to explain your side of the story, you might not like the result your "friend" gives you in the end. A personal injury or no-fault attorney will know exactly what kind of evidence you need to bolster your claim. You should also let your attorney do the talking for you so you don't make a mistake by saying something that can come back to haunt you.
Hiring an Attorney From the Beginning Will Allow You to Respond Immediately If You Don't Get What You Think You Deserve
In the event you don't get your claim approved, your attorney will know what to do and can begin the work of filing an appeal or even going after the insurer legally. You likely want to get a payout as soon as possible to help with medical expenses and an attorney can help you get to your desired result faster, especially if you meet resistance.
For more information, contact a no-fault insurance attorney near you.
Share19 September 2022
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